:root{--navy:#0f2742;--blue:#1f7bd6;--purple:#7567e8;--ink:#203040;--muted:#65788a;--line:#dbe6ef;--bg:#f6f9fc;--white:#fff}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}a{color:inherit}.container{max-width:1160px;margin:auto;padding:0 24px}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}.nav{display:flex;justify-content:space-between;align-items:center;min-height:74px}.brand{font-weight:900;color:var(--navy);text-decoration:none}.brand span{color:var(--blue)}nav a{text-decoration:none;color:#425569;font-weight:700;margin-left:18px;font-size:14px}
.hero{padding:88px 0 76px;background:radial-gradient(circle at 82% 15%,rgba(117,103,232,.18),transparent 28%),radial-gradient(circle at 18% 0%,rgba(31,123,214,.14),transparent 30%),linear-gradient(180deg,#fff,#f4f8fc)}
.kicker{display:inline-block;font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:#e9f3ff;border-radius:999px;padding:8px 12px}
h1{font-size:56px;line-height:1.05;color:var(--navy);margin:18px 0 20px;max-width:900px}.lead{font-size:20px;color:var(--muted);max-width:790px}.ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;text-decoration:none;border-radius:12px;padding:14px 20px;font-weight:800}.btn.primary{background:linear-gradient(90deg,var(--blue),var(--purple));color:#fff}.btn.secondary{background:#fff;color:var(--navy);border:1px solid var(--line)}
.section{padding:76px 0}.section.white{background:#fff}h2{font-size:38px;line-height:1.15;color:var(--navy);margin:0 0 14px}.sub{font-size:18px;color:var(--muted);max-width:760px;margin-bottom:30px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 12px 35px rgba(31,61,91,.05)}.card h3{margin-top:0;color:var(--navy)}.product{display:flex;flex-direction:column;min-height:290px}.product p{color:var(--muted)}.product .meta{margin-top:auto;font-weight:800;color:var(--blue)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}.num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900;margin-bottom:12px}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:30px}.panel{background:#f1f6fb;border:1px solid var(--line);border-radius:18px;padding:26px}.list{padding-left:18px}.list li{margin:8px 0}
footer{background:#0b1c30;color:#d9e6f2;padding:38px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}footer a{color:#d9e6f2;text-decoration:none;display:block;margin:5px 0}.legal{max-width:900px;margin:auto;padding:70px 24px}.legal h1{font-size:42px}.legal h2{font-size:24px;margin-top:34px}.notice{background:#eef7ff;border-left:4px solid var(--blue);padding:16px 18px;border-radius:10px}.contactbox{display:grid;grid-template-columns:1fr 1fr;gap:24px}.small{font-size:13px;color:var(--muted)}
@media(max-width:900px){h1{font-size:42px}.grid3,.steps,.split,.footer-grid,.contactbox{grid-template-columns:1fr}nav{display:none}}